Last Revised: 1st September 2008
At CardZ.com, we take great care in safeguarding the privacy of your personal
information by following responsible information handling practices.
By using our website you consent to the collection, use and processing of the
information that you provide to us in accordance with the terms of this Privacy
Policy. If you do not agree to these terms, you must not use this site.
We do not require you to create an account or share any personally
identifiable information in order to use our site. When you choose to
apply for a credit card offer presented at CardZ.com, you are taken
directly to the credit card issuer's website and you provide your information
directly to the issuer.
What information does CardZ.com COLLECT?
Does CardZ.com SHARE my personally identifiable
information with others?
How does CardZ.com SECURE the information collected?
Does CardZ.com collect information from CHILDREN?
Does this policy cover OTHER sites linked from CardZ.com?
Who may I CONTACT if I have questions or concerns about the
privacy or security of my information?
What information does CardZ.com
We do not require you to create an account or share any personally identifiable
information in order to use our site. However, we do collect some non-personally
identifiable information automatically. Further, solely at your option, you can
choose to share some contact information with us. /p>
Information Collected Automatically
CardZ.com does NOT automatically collect personally identifiable information
from your computer when you browse our site. We automatically collect some
non-personally identifiable information about your visit, including the
operating system and browser you are using, as well as the date, time, and pages
you visit. Collecting this information helps us design the site to suit your
When you request a page from our site, our servers log your current IP
address. An Internet Protocol ("IP") address is a unique string of numbers that
is automatically assigned to your computer by your Internet Service Provider. We
use IP addresses to help diagnose problems and to gather demographic information
and measure traffic to the site. We do not link IP addresses to any personally
identifiable information about you.
CardZ.com also allows third party partners to place session cookies on your
computer to collect non-personally identifiable information such as aggregate
use statistics for internal evaluation of the site. See below for additional
information on cookies.
Information You Provide to Us (Optionally)
We obtain personally identifiable information about you if you elect to send an
inquiry to us through the Contact Us section of our website. Please note that
this information is only used to communicate with you regarding your inquiry or
request for a newsletter (See Choice/Opt-Out for preference options). The types
of personally identifiable information we ask you to provide may include the
- Telephone number
- Fax number
- EE-mail address
If you no longer wish to receive our newsletter, you may opt-out of receiving it
by following the instructions included in each newsletter, or you may write to
us at CardZ.com, Attention: Unsubscribe, 1726 Stoner Ave Suite 101 Los Angeles
You may not opt-out of receiving email acknowledgements and responses to
customer support or media inquiries.
Information From/About Friends or Family
From time to time, we will host promotions, surveys, sweepstakes, and contests
on our web site. We will use the personally identifiable information collected
for these promotions only to communicate with you about the event and to notify
the winners. We will also allow you to invite a friend to vote when you register
for some contests. We will send a one-time email to the friend inviting them to
visit the site to vote during the contest. We only store these third party email
addresses for purposes of sending these types of emails.
Does CardZ.com SHARE my personally
identifiable information with others?
CardZ.com does NOT share information that we have about you with anyone, except
in response to subpoenas or as otherwise required by law. We do not share, sell,
rent, or trade personally identifiable information with third parties for their
collect information about me?
A cookie is a small data file that we transfer to your computer's hard drive
through your web browser when you visit our site. Cookies enable our systems to
recognize your computer so that we can provide you with personalized service and
features, and to track traffic patterns. Although our cookies may contain a
unique user ID, they do not collect or store any of your personally identifiable
Also, in the course of advertising, a third party advertiser may place or
recognize a unique cookie on your browser. CardZ.com assumes no responsibility
for any cookies placed on your browser by such third-party advertisers.
Online Security at CardZ.com
CardZ.com has security measures in place and takes reasonable precautions
to protect against the loss, misuse, and unauthorized access of your personal
information under our control. To help us accomplish this, we adopt the
- Employ internal access controls to ensure that the only people who see
your information are those with a need to do so to perform their official
- Train relevant personnel on our privacy and security measures.
- Regularly back up the information we collect online to insure against
- Use technical controls to secure the information we collect online as
appropriate, including but not limited to: encryption, firewalls and
- Periodically test our security procedures to ensure personnel and
We use reasonable measures to ensure that all credit card applications listed
with CardZ.com use a Secured Sockets Layer (SSL) connection. Provided you
are using a SSL enabled browser, your information is encrypted as it travels
over the Internet when you apply for a credit card at the issuer's website. You
will know you are in secure mode when the padlock or key icon in the lower
right-hand or left-hand corner of the computer screen appears in the locked
position. You will usually only see this icon only when you are filling out an
application. In addition, when accessing a secure server, the first characters
of the site address will change from "http" to "https". We are not responsible
for the security of data transmitted from your computer to any issuer or other
Does CardZ.com collect information from
CardZ.com is directed at customers and potential customers, most of whom are
adults. However, children may access our website and provide information. For
example, they may request information concerning our products and services and
apply for certain products and services such as student loans. Should children
access our website, we are confident that parents will not judge any of the
information provided as objectionable for viewing by their children. Parents can
avail themselves of various software packages that are available to prevent
their children from accessing websites which they deem to be inappropriate.
Parents can choose to utilize this and other methods to limit the websites to
which their children have access.
If you are under 18 years of age, please do not submit any personal
information through our website without the express consent and participation of
a parent or guardian.
Links to Third Party Websites to and from
CardZ.com is not responsible for the information practices employed by sites
linked to or from our website. In most cases, links to non-CardZ.com websites
are provided solely as pointers to information on topics that may be useful to
the users of the CardZ.com website. Third party websites may have different
privacy policies and/or security standards governing their sites.
Who may I CONTACT if I have questions or
concerns about the privacy or security of my information?
To report any known or suspected privacy or security breaches or if you do not
feel your concerns have been addressed in our privacy statement, feel free to
contact us. You may contact us in the following ways:
- By email at Privacy [AT] CardZ.com
- By mail at
1726 Stoner Ave Suite 101
Los Angeles CA 90025
Because CardZ.com will continue to implement new technologies and improve
the services and features we provide, this policy is subject to change. Changes
can always come to this section to learn what information we gather, how we
might use that information and whether we will disclose it to anyone. If we make
material changes to this policy, we will notify you here, by email, or by means
of a notice on our home page.